Budgeting & Saving
Emergency Fund Calculator
How many months of expenses should you keep?
Your numbers
Recommended fund-
Still to save-
Months covered now-
How it works
A common guideline is to hold 3–6 months of essential expenses in an accessible emergency fund. Enter what you've saved to see how far you have to go.
Fund = Monthly expenses × Months of coverage
Estimates only, for education. See our disclaimer.