Insurance

Auto Insurance Savings Comparison

A cheaper premium with a high deductible can cost more if you file a claim. Compare two quotes on real yearly cost.

Expected claim costs this year ($) Your estimate of repairs you'd claim this year (0 if you expect a clean year).

Quote A

Monthly premium ($)

Deductible ($)

Total / year-

Quote B

Monthly premium ($)

Deductible ($)

Total / year-

Cheaper quote-

Quote A total cost-

Quote B total cost-

How it works

Each quote's yearly cost is a full year of premiums plus what you'd pay out of pocket if you claim, up to the deductible. A low premium can lose to a high deductible once you factor in a likely claim.

A simplified estimate. Real policies vary by coverage and limits. See our disclaimer.

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