Retirement
401(k) vs IRA Comparison
See the difference an employer match makes.
Your numbers
401(k) balance-
IRA balance-
Employer-match advantage-
How it works
Both accounts grow tax-advantaged, but a 401(k) often adds an employer match, essentially free money that compounds for decades. This shows the gap the match creates over time.
401(k) grows your contribution + the employer match
Estimates only, for education. See our disclaimer.