Retirement
Pension Payout Calculator
Lump sum now, or monthly payments for life?
Your numbers
Total from monthly payments-
Lump-sum offer-
Break-even point-
How it works
We total the monthly payments over the years you expect to collect and compare it to the lump sum. The break-even point is how many years of payments equal the lump sum (this simple view ignores investment growth).
Monthly total = Monthly × 12 × years
Estimates only, for education. See our disclaimer.